Client engagement
Finatrades Finance SA
A 30-month engineering programme for the issuance, administration and secondary trading of tokenised real estate, precious metals and commodities across multiple jurisdictions.
The problem
Real estate, precious metals and commodities are difficult to divide and trade because ownership, custody, valuation, investor eligibility and settlement are managed through separate systems and legal processes.
Finatrades needed fractional participation from $100 and T+0 transaction processing without separating each digital token from the evidence and controls attached to the underlying asset across more than 15 jurisdictions.
Why it was difficult
These operating and governance conditions determined what a credible solution had to achieve.
01
Ownership, valuation, vault or property records and physical-delivery obligations had to remain reconciled with the digital representation. A correct ledger entry was insufficient if the off-chain asset state could not be evidenced.
02
Eligibility, accreditation, transfer restrictions and reporting requirements differed across more than 15 countries. Compliance needed to be evaluated at transaction time and supported by reviewable policy records.
03
Real estate involved property entities, valuations and rental distributions; metals required vault verification, price feeds, insurance and physical-delivery logic. They shared a platform but not an identical lifecycle.
04
Banking APIs, payment providers, KYC/AML services, market data and custody systems could not be replaced. The platform had to coordinate them and maintain an auditable transaction state across integration boundaries.
The solution
Root Digit built one real-world asset platform for issuance, administration and approved secondary trading across real estate, precious metals and commodities.
Modular security-token contracts, asset-specific operating services, jurisdiction policies and integrations with vaults, property records, banking, identity, market data and custody systems keep each token connected to its underlying asset and investor controls.
How we did it
The workstreams below show how the solution was designed, built and controlled.
01
Root Digit implemented modular ERC-1400-based contracts and issuance services with asset-class-specific configuration rather than separate platforms. Corporate actions, distributions, voting and transfer rules were handled as governed lifecycle events.
02
The platform connected property valuation, entity and management records for real estate, and vault, pricing, insurance and delivery records for precious metals and other commodities.
03
KYC/AML, investor accreditation and jurisdiction rules were represented as policy decisions that could permit, hold or reject transfers. Reporting records captured the reason and evidence behind each decision.
04
Root Digit delivered order-book and liquidity services for approved asset trading, plus integrations with banking, payments, identity, market data and custody providers through a controlled event-driven layer.
System design
01
Ethereum provided the primary asset record, Polygon supported higher-frequency interactions, IPFS held referenced documents and Chainlink supplied external data required by asset workflows.
02
Event-driven services managed issuance, identity, transactions, distributions and reporting. GraphQL APIs exposed a consistent model while preserving the state of each underlying integration.
03
Multi-signature controls and hardware security modules protected privileged operations. Smart contracts underwent external review, and the operating programme included recurring penetration testing and multi-region redundancy.
Delivery sequence
Programme 01
Mapped asset lifecycles, legal entities, investor requirements, data sources and the evidence needed for each transaction state.
Programme 02
Built the token framework, asset services and connections to vault, property, valuation and custody records.
Programme 03
Implemented eligibility policy, transfer restrictions, reporting, order-book functions and liquidity services.
Programme 04
Expanded jurisdiction coverage, tuned transaction and API performance, and established security and multi-region operating controls.
Outcomes and evidence
Scale and business outcomes are drawn from Finatrades programme records. Root Digit has not independently audited client asset values or investor counts; the technical scope and delivery facts reflect the engineering engagement.
Recorded by the client platform during the engagement period.
Client platform record.
Jurisdiction-specific controls configured in the programme.
Compared with the prior T+2 operating model.
Engagement conclusion
The resulting platform made asset type, investor eligibility and transaction evidence explicit parts of the system. That allowed Finatrades to expand access and shorten settlement without discarding the controls that make the underlying assets defensible.
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